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Guides to your monthly payment

Two guides to the parts of a mortgage payment that are not principal and interest. Sources are listed at the end of each.

PITI and escrow, explained What an escrow account is, how much a servicer may collect each month under Regulation X, and why the payment can change on a fixed-rate loan. Open the guide → The Projected Payments table on your Loan Estimate Where to find principal and interest, mortgage insurance and estimated escrow on page one of a Loan Estimate, and how to enter them in the calculator. Open the guide →